Zeros

XRP Joins Coinbase in Becoming Federally Regulated, And ICBA Has Concerns To put this landmark move into perspective , look at Coinbase . The exchange giant also received conditional OCC approval for Coinbase National Trust Company . While Coinbase and Ripple operate in different corners of the market— Coinbase as a major consumer exchange and custodian, Ripple as an enterprise infrastructure provider —both are pursuing the same regulatory upgrade. Now, let's clear up a common misconception : neither Ripple nor Coinbase is turning into a traditional neighborhood bank . As Coinbase executives have clarified , they aren't taking retail deposits , issuing credit cards , or engaging in traditional fractional-reserve lending. Instead , these charters are designed to bring digital-asset custody and settlement under federal banking supervision . So what does this mean for everyday digital currency holders? Think about what happens when you leave digital assets on a pl...