⏰️Got the Time Tick, Tick, Tickin' In My Head
The CLARITY Act Stalls: When Banking Regulations Meet Digital Currency Theater The CLARITY Act sits in congressional purgatory, and if you squint hard enough, you can almost see the real issue beneath all the regulatory posturing. This isn't really about innovation or consumer protection. It's about who gets to profit from your money sitting still. Here's the uncomfortable question nobody wants to answer: Why can't PayPal pay you 5% monthly interest on your balance? Seriously. Not 5% annually —let's be honest about what we're actually discussing here. But even reasonable returns on digital currency holdings run headfirst into a regulatory framework designed to protect banking monopolies that have spent decades convincing us that 0.01% savings rates are somehow the natural order of things. Stablecoins represent a genuinely new revenue stream, and they're essential infrastructure for smart contracts . That's not hype —it's just mechanica...