Zeros

Digital Currency Regulation: Congratulations, We Have a Patchwork Well , congratulations, digital currency hobbyists. After years of hearings , negotiations, press conferences, bipartisan handshakes and enough regulatory discussion to fill several congressional warehouses, we are still waiting for Congress to build the actual road . The latest problem is the CLARITY Act , the big market-structure bill intended to establish clearer rules for digital assets and divide regulatory responsibilities between the SEC and CFTC . On September 15 , the Senate failed to advance it. The procedural vote was 50-49, well short of the 60 votes needed . So here we are again : digital currency regulation by committee, agency interpretation, enforcement action, proposed rule, state law, and whatever piece of legislation happens to survive the political weather that particular week. To be fair , Congress has accomplished something. The GENIUS Act became law in 2025 and established a federal f...

The CLARITY Act: What It Is, Where It Stands, and What Happens This Week A bill is currently working its way through the United States Senate that, if passed, would fundamentally change how digital assets are regulated in the country . It is called the Digital Asset Market Clarity Act of 2025, and it has been in various stages of becoming law for nearly a year . This week, it hits one of the most consequential checkpoints yet. The core problem the CLARITY Act aims to address is a longstanding turf war that has been ongoing for years. Both the Securities and Exchange Commission and the Commodity Futures Trading Commission have claimed authority over digital assets, and they have rarely agreed on where one agency's reach ends and the other's begins. The result has been what regulators and industry lawyers both describe as regulation by enforcement — meaning the rules get written after the lawsuit, not before . The CLARITY Act would draw a clear line: the CFTC gets ...